How to set a holiday budget you will keep

This post walks through setting a holiday budget in four simple steps. It is a placeholder post so you can see the blog layout.

How much should I spend this season?

Start with one total number you are comfortable with. Look at what you spent last year, then pick a number that feels calm, not tight.

How do I split the budget?

Split your total into a few groups:

• Gifts
• Food and hosting
• Travel
• Decor

How do I keep track as I shop?

Write down each purchase the day you make it. A sheet that adds things up for you makes this a two-minute habit.

What if I go over?

Move money from another group instead of adding more to the total. Your numbers are estimates, so adjust as you go.